Beyond insurance: Helping educators build lifelong financial success  

Every educator’s path to the classroom is unique, but many share similar financial challenges. Student loan debt, navigating pension and retirement systems, protecting their families and investing in their futures all require financial decisions that evolve throughout a career. 
 
Supporting educators starts with understanding those challenges.

 
Founded by educators for educators, Horace Mann has spent more than 80 years helping the people who shape future generations achieve lifelong financial success. By combining personalized financial guidance with educator-focused insurance, retirement solutions, employer-sponsored benefits and professional resources, the company supports educators through every stage of their personal and professional journey. 
 
Supporting educators from the start 
The average educator carries approximately $55,800 in student loan debt, making repayment one of the profession’s biggest financial hurdles. Through Horace Mann’s Student Loan Solutions program, powered by Tuition.io, educators receive no-cost access to loan coaches, personalized resources and guidance to help navigate repayment options and Public Service Loan Forgiveness (PSLF). 
 
For many educators, the results have been transformative. 
 
Washington educator Agnes Wooters received more than $195,000 in student loan forgiveness after participating in the program. Oregon educator Robert "Bobby" Marshall III eliminated more than $185,000 in student loan debt. Since 2020, more than 7,200 educators have participated, with more than $355 million in projected loan forgiveness over the next decade. 
 
Reducing financial stress early in an educator’s career creates greater opportunities to focus on what matters most: their students, their families and their future. 
 
Supporting financial wellbeing throughout a career 
As educators establish their careers, their financial priorities naturally expand. Buying a home, protecting income, growing retirement savings and preparing for unexpected events all become increasingly important. 
 
Horace Mann helps meet those evolving needs through personalized financial guidance, educator-focused insurance and retirement solutions, and employer-sponsored benefits offered through school districts. Supplemental health, life and disability coverage can provide an additional layer of financial protection, helping educators safeguard what they’ve worked hard to build while preparing confidently for the future. 
 
Because every educator’s financial journey is different, Horace Mann believes lasting success comes from more than individual products. It comes from building trusted relationships and providing guidance that evolves alongside each customer’s goals. 
 
Investing beyond financial solutions 
Supporting educators extends beyond financial products. 
 
Through the Horace Mann Educators Foundation and partnerships with organizations including DonorsChoose, the Disney Institute, Crayola and the Smithsonian Institution, Horace Mann invests in educators both inside and outside the classroom. Programs like Horace Mann Club™ further strengthen that commitment by providing access to wellness resources, discounts, financial tools and professional development opportunities designed specifically for educators. 
 
Together, these programs create a broader community of support that helps educators continue learning, growing and making a lasting impact in their schools and communities. 
 
Horace Mann believes that when educators are supported, entire communities benefit. That’s the commitment we’ve made for more than 80 years, and it’s the mission that continues to guide us today. 

To learn more, visit horacemann.com